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Habitat for Humanity focuses on a "hand-up, not a hand-out". Habitat believes that helping people provide for themselves while paying it back to others who follow in their steps is critical to making lasting change in our community. "What the poor need is not charity but capital, not caseworkers, but co-workers," says Clarence Jordan who was instrumental in founding Habitat for Humanity. It's very important that all of Habitat for Humanity’s homeowners are partners in this process, not charity recipients.
It's a common misconception that Habitat gives away houses. Rather, the homes are purchased at fair market value by the homeowner who then receives a zero-percent-interest loan. The loan payments go back into the "fund for humanity" to build more houses. "For a poor person, this [interest] can be the difference between owning a house and not owning one. The interest forces him to pay for two but get only one." Clarence Jordan.
By lowering the financial barriers to home ownership, a home becomes something that lower-income households can now achieve for themselves. Since Habitat has been in Sioux Falls for more than 30 years now, we are regularly having homeowners paying off their mortgages, with 3 more expected to do so this year alone. This gives Habitat the ability to build more and more homes every year. What does this mean? We RECYCLE the funds at Habitat to continually improve our mission and help families obtain the security of home ownership. Your $1,000 donation will not only have an immediate impact, it will continue to have an impact. It is a truly unique process.
To see more information & facts check it out here: https://siouxfallshabitat.org/about-habitat/
At Harris Law & Co., we have been fortunate to work with Habitat for Humanity of Greater Sioux Falls to help more people with affordable housing. The mission is close to our hearts and we could not be happier with the work they are doing in our community. If you would like to volunteer with us at our next Habitat Volunteer day, please reach out to us at 605-777-1772 or book a call. We don’t just do Trusts & Wills; we paint and build houses, too!
This is not what you do every day. It is what we do. Let us help provide the resources you need to make an informed decision.
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5019 S. Bur Oak Place
Sioux Falls, SD 57108